> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getruba.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Check Buyer and Payout Coverage

> Separate where customers can pay from where sellers can receive earnings

export const RubaSocials = () => {
  if (typeof document === "undefined") {
    return null;
  }
  const inject = () => {
    const footer = document.getElementById("footer");
    if (!footer || document.getElementById("ruba-socials")) {
      return false;
    }
    const isDark = document.querySelector("html.dark") || document.querySelector('html[class*="dark"]');
    const lineColor = isDark ? "#383838" : "#e8e8ed";
    const iconColor = isDark ? "#8e8e93" : "#86868b";
    const markColor = isDark ? "#ffffff" : "#08080c";
    const hoverColor = "#0071e3";
    const div = document.createElement("div");
    div.id = "ruba-socials";
    div.style.cssText = `display:flex;align-items:center;gap:20px;padding-top:20px;margin-top:20px;border-top:1px solid ${lineColor};width:100%`;
    const logo = `<a href="https://getruba.com" style="display:inline-flex;height:24px;align-items:center;gap:8px;text-decoration:none;color:${markColor};line-height:1;"><svg width="24" height="24" viewBox="0 0 120 120" aria-hidden="true" style="display:block;flex:none;"><g transform="translate(2.5 0)"><path d="M19 25h59L65.43 47H19a4 4 0 0 1-4-4V29a4 4 0 0 1 4-4Z" fill="${markColor}"/><path d="M19 73h31.57L38 95H19a4 4 0 0 1-4-4V77a4 4 0 0 1 4-4Z" fill="${markColor}"/><path d="M85 25h25L70 95H45Z" fill="#007AFF"/></g></svg><span style="display:inline-flex;height:24px;align-items:center;font-weight:600;font-size:15px;color:${markColor};letter-spacing:-0.01em;line-height:1;">Ruba</span></a>`;
    const spacer = `<div style="flex:1"></div>`;
    const ig = `<a href="https://instagram.com/getruba" target="_blank" rel="noopener" aria-label="Instagram" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round"><rect x="2" y="2" width="20" height="20" rx="5" ry="5"/><path d="M16 11.37A4 4 0 1 1 12.63 8 4 4 0 0 1 16 11.37z"/><line x1="17.5" y1="6.5" x2="17.51" y2="6.5"/></svg></a>`;
    const li = `<a href="https://linkedin.com/company/getruba" target="_blank" rel="noopener" aria-label="LinkedIn" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"/><rect x="2" y="9" width="4" height="12"/><circle cx="4" cy="4" r="2"/></svg></a>`;
    const x = `<a href="https://x.com/getruba" target="_blank" rel="noopener" aria-label="X" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="18" height="18" viewBox="0 0 24 24" fill="currentColor"><path d="M18.244 2.25h3.308l-7.227 8.26 8.502 11.24H16.17l-5.214-6.817L4.99 21.75H1.68l7.73-8.835L1.254 2.25H8.08l4.713 6.231zm-1.161 17.52h1.833L7.084 4.126H5.117z"/></svg></a>`;
    const github = `<a href="https://github.com/rubadot" target="_blank" rel="noopener" aria-label="GitHub" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="20" height="20" viewBox="0 0 24 24" fill="currentColor"><path d="M12 .7a11.5 11.5 0 0 0-3.64 22.4c.58.1.79-.25.79-.56v-2.24c-3.22.7-3.9-1.37-3.9-1.37-.53-1.34-1.29-1.7-1.29-1.7-1.05-.72.08-.71.08-.71 1.16.08 1.78 1.2 1.78 1.2 1.04 1.77 2.72 1.26 3.38.96.1-.75.4-1.26.74-1.55-2.57-.3-5.27-1.29-5.27-5.69 0-1.26.45-2.29 1.19-3.09-.12-.29-.52-1.47.11-3.05 0 0 .97-.31 3.16 1.18A10.96 10.96 0 0 1 12 6.09c.98 0 1.94.13 2.86.39 2.2-1.49 3.16-1.18 3.16-1.18.63 1.58.23 2.76.11 3.05.74.8 1.19 1.83 1.19 3.09 0 4.42-2.7 5.39-5.28 5.68.42.36.79 1.06.79 2.14v3.28c0 .31.21.67.8.56A11.5 11.5 0 0 0 12 .7Z"/></svg></a>`;
    div.innerHTML = logo + spacer + ig + li + x + github;
    footer.appendChild(div);
    return true;
  };
  if (!document.documentElement.dataset.rubaSocialsObserver) {
    document.documentElement.dataset.rubaSocialsObserver = "true";
    const observer = new MutationObserver(() => {
      if (!document.getElementById("ruba-socials")) {
        inject();
      }
    });
    observer.observe(document.body, {
      childList: true,
      subtree: true
    });
  }
  setTimeout(() => {
    if (!inject()) {
      const interval = setInterval(() => {
        if (inject()) {
          clearInterval(interval);
        }
      }, 500);
      setTimeout(() => clearInterval(interval), 10000);
    }
  }, 300);
  return null;
};

<link rel="stylesheet" href="/style.css" />

<RubaSocials />

Two country checks apply to every Ruba business, and they answer different questions.

## Where buyers can pay

Ruba accepts customer payments globally except from Cuba, Russia, Iran, North Korea, and Syria, which are restricted under United States sanctions. Ruba is the seller of record and carries the [international sales-tax responsibility](/merchant-of-record/introduction).

## Where sellers can receive money

Your own country must support the recipient configuration used by Stripe Connect Express. You do not need ordinary Stripe Payments availability because customers pay Ruba; Connect is used afterward to transfer your earnings. This distinction is why Ruba can support sellers in regions where standalone Stripe accounts are unavailable or invite-only.

Connect a destination from [Payout Accounts](/features/finance/accounts). The currently supported seller countries are:

* 🇦🇱 Albania
* 🇩🇿 Algeria
* 🇦🇴 Angola
* 🇦🇬 Antigua and Barbuda
* 🇦🇷 Argentina
* 🇦🇲 Armenia
* 🇦🇺 Australia
* 🇦🇹 Austria
* 🇦🇿 Azerbaijan
* 🇧🇸 Bahamas
* 🇧🇭 Bahrain
* 🇧🇩 Bangladesh
* 🇧🇪 Belgium
* 🇧🇯 Benin
* 🇧🇹 Bhutan
* 🇧🇴 Bolivia
* 🇧🇦 Bosnia and Herzegovina
* 🇧🇼 Botswana
* 🇧🇳 Brunei
* 🇧🇬 Bulgaria
* 🇰🇭 Cambodia
* 🇨🇦 Canada
* 🇨🇱 Chile
* 🇨🇴 Colombia
* 🇨🇷 Costa Rica
* 🇭🇷 Croatia
* 🇨🇾 Cyprus
* 🇨🇿 Czech Republic
* 🇩🇰 Denmark
* 🇩🇴 Dominican Republic
* 🇪🇨 Ecuador
* 🇪🇬 Egypt
* 🇸🇻 El Salvador
* 🇪🇪 Estonia
* 🇪🇹 Ethiopia
* 🇫🇮 Finland
* 🇫🇷 France
* 🇬🇦 Gabon
* 🇬🇲 Gambia
* 🇩🇪 Germany
* 🇬🇭 Ghana
* 🇬🇷 Greece
* 🇬🇹 Guatemala
* 🇬🇾 Guyana
* 🇭🇰 Hong Kong
* 🇭🇺 Hungary
* 🇮🇸 Iceland
* 🇮🇳 India
* 🇮🇩 Indonesia
* 🇮🇪 Ireland
* 🇮🇱 Israel
* 🇮🇹 Italy
* 🇨🇮 Ivory Coast
* 🇯🇲 Jamaica
* 🇯🇵 Japan
* 🇯🇴 Jordan
* 🇰🇿 Kazakhstan
* 🇰🇪 Kenya
* 🇰🇼 Kuwait
* 🇱🇦 Laos
* 🇱🇻 Latvia
* 🇱🇮 Liechtenstein
* 🇱🇹 Lithuania
* 🇱🇺 Luxembourg
* 🇲🇴 Macao
* 🇲🇬 Madagascar
* 🇲🇾 Malaysia
* 🇲🇹 Malta
* 🇲🇺 Mauritius
* 🇲🇽 Mexico
* 🇲🇩 Moldova
* 🇲🇨 Monaco
* 🇲🇳 Mongolia
* 🇲🇦 Morocco
* 🇲🇿 Mozambique
* 🇳🇦 Namibia
* 🇳🇱 Netherlands
* 🇳🇿 New Zealand
* 🇳🇪 Niger
* 🇳🇬 Nigeria
* 🇲🇰 North Macedonia
* 🇳🇴 Norway
* 🇴🇲 Oman
* 🇵🇰 Pakistan
* 🇵🇦 Panama
* 🇵🇾 Paraguay
* 🇵🇪 Peru
* 🇵🇭 Philippines
* 🇵🇱 Poland
* 🇵🇹 Portugal
* 🇶🇦 Qatar
* 🇷🇴 Romania
* 🇷🇼 Rwanda
* 🇱🇨 Saint Lucia
* 🇸🇲 San Marino
* 🇸🇦 Saudi Arabia
* 🇸🇳 Senegal
* 🇷🇸 Serbia
* 🇸🇬 Singapore
* 🇸🇰 Slovakia
* 🇸🇮 Slovenia
* 🇿🇦 South Africa
* 🇰🇷 South Korea
* 🇪🇸 Spain
* 🇱🇰 Sri Lanka
* 🇸🇪 Sweden
* 🇨🇭 Switzerland
* 🇹🇼 Taiwan
* 🇹🇿 Tanzania
* 🇹🇭 Thailand
* 🇹🇹 Trinidad and Tobago
* 🇹🇳 Tunisia
* 🇹🇷 Turkey
* 🇦🇪 United Arab Emirates
* 🇬🇧 United Kingdom
* 🇺🇸 United States
* 🇺🇾 Uruguay
* 🇺🇿 Uzbekistan
* 🇻🇳 Vietnam

## Verify a country-specific setup

<AccordionGroup>
  <Accordion title="What if ordinary Stripe payments are invite-only where I live?">
    That does not prevent payout eligibility when your country appears above. Customer sales are processed by Ruba in the United States. Your Express recipient account uses [Stripe Connect](https://docs.stripe.com/connect/express-accounts) only for cross-border transfers and payouts, not for direct customer charges. An invite-only payments warning therefore does not describe this recipient arrangement.
  </Accordion>

  <Accordion title="Can an individual receive payouts?">
    Yes when the country permits `individual` for this Connect configuration. In Stripe's [verification requirements](https://docs.stripe.com/connect/required-verification-information#US+RS+express+recipient+individual+transfers), select United States as platform country, `express` as dashboard type, `recipient` as service agreement, and `transfers` as capability. Then select your account country and inspect **Business Type** to see whether Stripe accepts an individual, company, business, or LLC/LLP there.
  </Accordion>
</AccordionGroup>
