> ## Documentation Index
> Fetch the complete documentation index at: https://docs.getruba.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Collect a Payment Method In-App

> Let an authenticated customer save a payment method from a modal or inline frame.

export const RubaSocials = () => {
  if (typeof document === "undefined") {
    return null;
  }
  const inject = () => {
    const footer = document.getElementById("footer");
    if (!footer || document.getElementById("ruba-socials")) {
      return false;
    }
    const isDark = document.querySelector("html.dark") || document.querySelector('html[class*="dark"]');
    const lineColor = isDark ? "#383838" : "#e8e8ed";
    const iconColor = isDark ? "#8e8e93" : "#86868b";
    const markColor = isDark ? "#ffffff" : "#08080c";
    const hoverColor = "#0071e3";
    const div = document.createElement("div");
    div.id = "ruba-socials";
    div.style.cssText = `display:flex;align-items:center;gap:20px;padding-top:20px;margin-top:20px;border-top:1px solid ${lineColor};width:100%`;
    const logo = `<a href="https://getruba.com" style="display:inline-flex;height:24px;align-items:center;gap:8px;text-decoration:none;color:${markColor};line-height:1;"><svg width="24" height="24" viewBox="0 0 120 120" aria-hidden="true" style="display:block;flex:none;"><g transform="translate(2.5 0)"><path d="M19 25h59L65.43 47H19a4 4 0 0 1-4-4V29a4 4 0 0 1 4-4Z" fill="${markColor}"/><path d="M19 73h31.57L38 95H19a4 4 0 0 1-4-4V77a4 4 0 0 1 4-4Z" fill="${markColor}"/><path d="M85 25h25L70 95H45Z" fill="#007AFF"/></g></svg><span style="display:inline-flex;height:24px;align-items:center;font-weight:600;font-size:15px;color:${markColor};letter-spacing:-0.01em;line-height:1;">Ruba</span></a>`;
    const spacer = `<div style="flex:1"></div>`;
    const ig = `<a href="https://instagram.com/getruba" target="_blank" rel="noopener" aria-label="Instagram" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round"><rect x="2" y="2" width="20" height="20" rx="5" ry="5"/><path d="M16 11.37A4 4 0 1 1 12.63 8 4 4 0 0 1 16 11.37z"/><line x1="17.5" y1="6.5" x2="17.51" y2="6.5"/></svg></a>`;
    const li = `<a href="https://linkedin.com/company/getruba" target="_blank" rel="noopener" aria-label="LinkedIn" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1.8" stroke-linecap="round" stroke-linejoin="round"><path d="M16 8a6 6 0 0 1 6 6v7h-4v-7a2 2 0 0 0-2-2 2 2 0 0 0-2 2v7h-4v-7a6 6 0 0 1 6-6z"/><rect x="2" y="9" width="4" height="12"/><circle cx="4" cy="4" r="2"/></svg></a>`;
    const x = `<a href="https://x.com/getruba" target="_blank" rel="noopener" aria-label="X" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="18" height="18" viewBox="0 0 24 24" fill="currentColor"><path d="M18.244 2.25h3.308l-7.227 8.26 8.502 11.24H16.17l-5.214-6.817L4.99 21.75H1.68l7.73-8.835L1.254 2.25H8.08l4.713 6.231zm-1.161 17.52h1.833L7.084 4.126H5.117z"/></svg></a>`;
    const github = `<a href="https://github.com/rubadot" target="_blank" rel="noopener" aria-label="GitHub" style="display:flex;align-items:center;color:${iconColor};transition:color 0.15s ease;" onmouseover="this.style.color='${hoverColor}'" onmouseout="this.style.color='${iconColor}'"><svg width="20" height="20" viewBox="0 0 24 24" fill="currentColor"><path d="M12 .7a11.5 11.5 0 0 0-3.64 22.4c.58.1.79-.25.79-.56v-2.24c-3.22.7-3.9-1.37-3.9-1.37-.53-1.34-1.29-1.7-1.29-1.7-1.05-.72.08-.71.08-.71 1.16.08 1.78 1.2 1.78 1.2 1.04 1.77 2.72 1.26 3.38.96.1-.75.4-1.26.74-1.55-2.57-.3-5.27-1.29-5.27-5.69 0-1.26.45-2.29 1.19-3.09-.12-.29-.52-1.47.11-3.05 0 0 .97-.31 3.16 1.18A10.96 10.96 0 0 1 12 6.09c.98 0 1.94.13 2.86.39 2.2-1.49 3.16-1.18 3.16-1.18.63 1.58.23 2.76.11 3.05.74.8 1.19 1.83 1.19 3.09 0 4.42-2.7 5.39-5.28 5.68.42.36.79 1.06.79 2.14v3.28c0 .31.21.67.8.56A11.5 11.5 0 0 0 12 .7Z"/></svg></a>`;
    div.innerHTML = logo + spacer + ig + li + x + github;
    footer.appendChild(div);
    return true;
  };
  if (!document.documentElement.dataset.rubaSocialsObserver) {
    document.documentElement.dataset.rubaSocialsObserver = "true";
    const observer = new MutationObserver(() => {
      if (!document.getElementById("ruba-socials")) {
        inject();
      }
    });
    observer.observe(document.body, {
      childList: true,
      subtree: true
    });
  }
  setTimeout(() => {
    if (!inject()) {
      const interval = setInterval(() => {
        if (inject()) {
          clearInterval(interval);
        }
      }, 500);
      setTimeout(() => clearInterval(interval), 10000);
    }
  }, 300);
  return null;
};

<link rel="stylesheet" href="/style.css" />

<RubaSocials />

<img src="https://mintcdn.com/ruba/JDRjNJtBhntQypch/assets/features/checkout/embed-payment-method/ruba-payment-method.png?fit=max&auto=format&n=JDRjNJtBhntQypch&q=85&s=00800a575ba8a01f322e5e31438f6daf" width="1824" height="1086" data-path="assets/features/checkout/embed-payment-method/ruba-payment-method.png" />

The payment-method embed keeps card collection inside Ruba while your product controls where and when the UI appears.

## Getting a session token

Create a customer session on the server, where the organization access token remains private. Send only its one-hour, customer-scoped token to the browser.

```ts Server theme={"system"}
import { Ruba } from "@getruba/sdk";

const ruba = new Ruba({ accessToken: process.env.RUBA_ACCESS_TOKEN });
const { data: session, error } = await ruba.POST("/v1/customer-sessions/", {
  body: { customer_id: "<customer_id>" },
});

if (error) throw new Error("Unable to create customer session");
```

## Build sequence

```bash theme={"system"}
pnpm add @getruba/checkout
```

### Open a modal

```ts Browser theme={"system"}
import { RubaEmbedPaymentMethod } from "@getruba/checkout/payment-method";

const embed = await RubaEmbedPaymentMethod.create({
  sessionToken: session.token,
});

embed.addEventListener("success", ({ detail }) => {
  console.log(detail.paymentMethodId);
});
```

### Mount inline

```ts Browser theme={"system"}
const embed = RubaEmbedPaymentMethod.createInline({
  sessionToken: session.token,
  element: document.getElementById("payment-method"),
});
```

React applications can render the frame directly:

```tsx React theme={"system"}
import { RubaPaymentMethod } from "@getruba/checkout/react/payment-method";

<RubaPaymentMethod
  sessionToken={session.token}
  onSuccess={(paymentMethodId) => console.log(paymentMethodId)}
/>
```

### Initialize from HTML

```html theme={"system"}
<button data-ruba-payment-method="ruba_cst_xxx">Add payment method</button>
<script
  defer
  data-auto-init
  src="https://cdn.jsdelivr.net/npm/@getruba/checkout@latest/dist/embed.global.js"
></script>
```

## Localization

Pass a BCP 47 value such as `fr-FR` through `locale`. The setting applies to both embed copy and Stripe Elements. See [checkout localization](/features/checkout/localization) for supported languages.

## Events

Every signal is a cancelable `CustomEvent` on the embed instance.

| Event       | Detail                | Built-in reaction                                                                                        |
| ----------- | --------------------- | -------------------------------------------------------------------------------------------------------- |
| `loaded`    | —                     | Removes the loading state.                                                                               |
| `close`     | —                     | Removes the frame unless confirmation has locked it.                                                     |
| `confirmed` | —                     | Prevents closing during processor work.                                                                  |
| `success`   | `{ paymentMethodId }` | Closes automatically unless `preventDefault()` is called.                                                |
| `error`     | `{ code }`            | Unlocks closing after failure. Codes: `invalid_request`, `unauthorized`, `processing_failed`, `unknown`. |

## Redirect-based payment methods

Amazon Pay, Klarna, and other off-site authorization methods navigate the complete tab to the provider and back to `returnUrl`. Read the returned status once the page loads again:

```ts Browser theme={"system"}
const result = RubaEmbedPaymentMethod.getRedirectResult();
// { status: "succeeded" | "failed" } | null
```

React can use `usePaymentMethodRedirectResult`. Both routes remove the status query parameter after reading it, preventing a refresh from replaying an old result. Card 3DS stays inside the modal and does not use this return path.

## Configure behavior

| Option         | Default         | Effect                                                                  |
| -------------- | --------------- | ----------------------------------------------------------------------- |
| `sessionToken` | Required        | Authenticates the one customer allowed to save the method.              |
| `theme`        | `light`         | Chooses `light` or `dark`.                                              |
| `setAsDefault` | `true`          | Makes the saved method the customer default when enabled.               |
| `returnUrl`    | Current page    | Destination after an off-site authorization method returns. Modal only. |
| `locale`       | `en`            | BCP 47 UI locale; unsupported values fall back to English.              |
| `onLoaded`     | —               | Callback equivalent to listening for `loaded`.                          |
| `element`      | Required inline | Container receiving the inline frame.                                   |

HTML triggers use the same settings through `data-ruba-payment-method-theme`, `data-ruba-payment-method-set-as-default`, `data-ruba-payment-method-return-url`, and `data-ruba-payment-method-locale`.
